SAP Joule vs. sevdesk: data protection per plan
SAP Joule (2 plans) and sevdesk (4 plans) side by side: DPA, training on inputs, hosting and data retention per plan, based on the providers’ public documents. Without rating.
Last updated: (latest review date of the tools shown)
At a glance
Each value is listed with the plans it applies to. Pick a tier to see only plans of that tier; if plans are chosen in the plan comparison below, the table shows exactly those.
All plans: each value is listed with the plans it applies to.
| Feature | SAP Joule | sevdesk |
|---|---|---|
| Provider based in | SAP SE, Dietmar-Hopp-Allee 16, 69190 Walldorf, Germany | sevDesk GmbH, Im Unteren Angel 1, 77652 Offenburg, Germany |
| Plans recorded | 2 | 4 |
| Hosting | EU option: all 2 plans | EU option: all 4 plans |
| Training on inputs | not documented: all 2 plans | not documented: all 4 plans |
| DPA | yes: all 2 plans | yes: all 4 plans |
| As of | 18 Oct 2026 | 18 Oct 2026 |
Plans compared
Comparing: SAP Joule Base AI vs. sevdesk Rechnung
| Feature | SAP JouleBase AI (included in every SAP cloud subscription) | sevdeskRechnung (Invoicing) |
|---|---|---|
| yes | yes | |
| Details: DPA available | yes (the SAP Trust Center lists the 'Data Processing Agreement for Cloud Services, SAP Support and SAP Services', including GERMAN v.11-2024 (DACH) and ENGLISH v.10-2024, as a PDF; content not read, PDF retrieval blocked by bot protection (403)) Provider’s DPA | yes (data processing agreement under Art. 28(3) GDPR, publicly available as a PDF, version Offenburg 04.07.2025; according to the help centre it is concluded digitally and does not need to be returned; applies to all customers, as according to the terms sevdesk only contracts with businesses) Provider’s DPA |
| not publicly documented | not publicly documented | |
| Details: Training on inputs | Responsible AI FAQ: customer data 'can be used to improve existing AI features and functionalities of the SAP cloud service to which the customer has subscribed' (subject to the contract and DPA); use for new AI features only under the 'product development schedule'; customers 'can monitor in which SAP solutions their data might be used and opt out in the SAP for Me interface'. No sharing with LLM/image model providers for training. Joule documentation: conversation logs are stored only with the consent of the global account admin (Joule Booster); analysis to improve Joule only after anonymisation; special categories of personal data are not processed for this purpose. | No explicit statement on training AI models with customer data. Help article "Belege erfassen" (recording receipts): the automatic receipt recognition is continuously learning and improves with every uploaded receipt. Receipt capture product page: booking category suggestions learn from the user's assignments. DPA section 3(6): operational data may be used anonymously and in aggregated form for evaluation purposes and, where applicable, for error analysis and further development of the products; section 2(2): statistical use only anonymised and aggregated. Whether this includes model training across customer accounts and whether an opt-out exists is not described. |
| EU option | EU option | |
| Details: Data residency | Joule documentation 'Data Centers Supported by Joule': data centres including Frankfurt (EU01 Converge Cloud, EU10 AWS, EU11 AWS 'EU access only', EU30 GCP) and Amsterdam (EU20 Microsoft Azure), each with 'Subprocessor Region' Europe; also USA, Brazil, UAE, India, Japan, Australia, Singapore. Joule can be consumed from a different data centre than the business application (cross consumption); according to SAP, assessing transfer restrictions is the customer's responsibility. Responsible AI page: with third-party foundation models, data are sent to the model provider for processing only and are not stored there; location of these model providers: not publicly documented. | Sub-processor list (as of 10.04.2024): hosting with Amazon Web Services EMEA SARL, data hosted exclusively in Germany, access from third countries for support purposes conceivable; TOMs: AWS Frankfurt data centres; security page: hosting with AWS (no location stated); FAQ on the online banking page: receipts are stored 'in a certified data centre with server location in Germany' (translated). DPA section 2(3): processing in principle in the EU/EEA, outside only after prior notice and subject to Art. 44 et seq. GDPR. Where the AI features (receipt recognition, bank reconciliation, AI agent Sevi) are processed and whether external AI providers are used for them is not documented. |
| list available | list available | |
| Details: List published |
|
|
| differs by plan | Joule documentation: interaction data | DPA section 10: after the end of the… |
| Details: Data retention | Joule documentation: interaction data (where log storage has been consented to) retained by default for one year or 365 days, changeable via support ticket; conversation history for users 7 days; a session ends after 24 hours or 8 hours of inactivity; on offboarding from Joule all interaction data are deleted, and when a user is deactivated their conversation logs are deleted. Responsible AI FAQ: after the end of the contract, remaining customer data are deleted unless retention is required by law; foundation model providers do not store data. | DPA section 10: after the end of the contract, personal data is retained for three months for data export; immediate deletion at the end of the contract on request. Terms section 3.2: archiving according to commercial and tax retention periods during the contract term. Web app privacy notice: log files deleted after seven days at the latest or IP addresses obfuscated. Retention specifically for AI processing not publicly documented. |
| differs by plan | Included in the price of the SAP cloud… | several tiers |
| Details: Price | Included in the price of the SAP cloud subscription; no surcharge according to the pricing page (subscription prices not recorded) | List price EUR 11.90 per month billed monthly, EUR 9.90 per month for 12 months (billed annually), EUR 8.90 per month for 24 months, each plus VAT; 1 user, additional users via add-on at EUR 5.90 per month. On the retrieval date the pricing page also showed promotional prices ("up to 50% discount"); according to terms section 1.5, discounts only apply to first bookings by new customers for the minimum term, renewals at regular prices. |
| yes | yes | |
| Details: AI features included | yes (Joule Base and Embedded AI at no additional cost; 'no AI Units required'; availability varies by SAP solution) | yes (AI agent Sevi in support, according to the pricing page in all three paid plans; AI-supported receipt capture and online banking reconciliation only from the Buchhaltung plan) |
| 7 sources | 11 sources | |
| Details: Sources with retrieval date |
|
|
Contract / DPA
- SAP Joule Base AIyes
- sevdesk Rechnungyes
- SAP Joule Base AI
yes (the SAP Trust Center lists the 'Data Processing Agreement for Cloud Services, SAP Support and SAP Services', including GERMAN v.11-2024 (DACH) and ENGLISH v.10-2024, as a PDF; content not read, PDF retrieval blocked by bot protection (403))
Provider’s DPAsevdesk Rechnungyes (data processing agreement under Art. 28(3) GDPR, publicly available as a PDF, version Offenburg 04.07.2025; according to the help centre it is concluded digitally and does not need to be returned; applies to all customers, as according to the terms sevdesk only contracts with businesses)
Provider’s DPA
Training
- SAP Joule Base AInot publicly documented
- sevdesk Rechnungnot publicly documented
- SAP Joule Base AI
Responsible AI FAQ: customer data 'can be used to improve existing AI features and functionalities of the SAP cloud service to which the customer has subscribed' (subject to the contract and DPA); use for new AI features only under the 'product development schedule'; customers 'can monitor in which SAP solutions their data might be used and opt out in the SAP for Me interface'. No sharing with LLM/image model providers for training. Joule documentation: conversation logs are stored only with the consent of the global account admin (Joule Booster); analysis to improve Joule only after anonymisation; special categories of personal data are not processed for this purpose.
sevdesk RechnungNo explicit statement on training AI models with customer data. Help article "Belege erfassen" (recording receipts): the automatic receipt recognition is continuously learning and improves with every uploaded receipt. Receipt capture product page: booking category suggestions learn from the user's assignments. DPA section 3(6): operational data may be used anonymously and in aggregated form for evaluation purposes and, where applicable, for error analysis and further development of the products; section 2(2): statistical use only anonymised and aggregated. Whether this includes model training across customer accounts and whether an opt-out exists is not described.
Hosting
- SAP Joule Base AIEU option
- sevdesk RechnungEU option
- SAP Joule Base AI
Joule documentation 'Data Centers Supported by Joule': data centres including Frankfurt (EU01 Converge Cloud, EU10 AWS, EU11 AWS 'EU access only', EU30 GCP) and Amsterdam (EU20 Microsoft Azure), each with 'Subprocessor Region' Europe; also USA, Brazil, UAE, India, Japan, Australia, Singapore. Joule can be consumed from a different data centre than the business application (cross consumption); according to SAP, assessing transfer restrictions is the customer's responsibility. Responsible AI page: with third-party foundation models, data are sent to the model provider for processing only and are not stored there; location of these model providers: not publicly documented.
sevdesk RechnungSub-processor list (as of 10.04.2024): hosting with Amazon Web Services EMEA SARL, data hosted exclusively in Germany, access from third countries for support purposes conceivable; TOMs: AWS Frankfurt data centres; security page: hosting with AWS (no location stated); FAQ on the online banking page: receipts are stored 'in a certified data centre with server location in Germany' (translated). DPA section 2(3): processing in principle in the EU/EEA, outside only after prior notice and subject to Art. 44 et seq. GDPR. Where the AI features (receipt recognition, bank reconciliation, AI agent Sevi) are processed and whether external AI providers are used for them is not documented.
Sub-processors
- SAP Joule Base AIlist available
- sevdesk Rechnunglist available
- SAP Joule Base AI
- Infrastructure according to the Joule data centre table: Amazon Web Services, Microsoft Azure, Google Cloud Platform, Converge Cloud (depending on the selected data centre)
sevdesk Rechnung- Amazon Web Services EMEA SARL, German branch (external data centre, hosting; data only in Germany)
- EMAILBRIEF GmbH, Mutterstadt (sending invoices by post)
- Termitel GmbH, Ettlingen (handling customer phone enquiries)
- Twilio Inc. (SendGrid, Inc.), Dublin (sending emails; EU-U.S. Data Privacy Framework and standard contractual clauses)
- AI-specific sub-processors: not publicly documented (list as of 10.04.2024 names none)
Retention
- differs by plan
- SAP Joule Base AIJoule documentation: interaction data
- sevdesk RechnungDPA section 10: after the end of the…
- SAP Joule Base AIJoule documentation: interaction data (where log storage has been consented to) retained by default for one year or 365 days, changeable via support ticket; conversation history for users 7 days; a session ends after 24 hours or 8 hours of inactivity; on offboarding from Joule all interaction data are deleted, and when a user is deactivated their conversation logs are deleted. Responsible AI FAQ: after the end of the contract, remaining customer data are deleted unless retention is required by law; foundation model providers do not store data.sevdesk RechnungDPA section 10: after the end of the contract, personal data is retained for three months for data export; immediate deletion at the end of the contract on request. Terms section 3.2: archiving according to commercial and tax retention periods during the contract term. Web app privacy notice: log files deleted after seven days at the latest or IP addresses obfuscated. Retention specifically for AI processing not publicly documented.
Price
- differs by plan
- SAP Joule Base AIIncluded in the price of the SAP cloud…
- sevdesk Rechnungseveral tiers
- SAP Joule Base AI
Included in the price of the SAP cloud subscription; no surcharge according to the pricing page (subscription prices not recorded)
sevdesk RechnungList price EUR 11.90 per month billed monthly, EUR 9.90 per month for 12 months (billed annually), EUR 8.90 per month for 24 months, each plus VAT; 1 user, additional users via add-on at EUR 5.90 per month. On the retrieval date the pricing page also showed promotional prices ("up to 50% discount"); according to terms section 1.5, discounts only apply to first bookings by new customers for the minimum term, renewals at regular prices.
- SAP Joule Base AIyes
- sevdesk Rechnungyes
- SAP Joule Base AI
yes (Joule Base and Embedded AI at no additional cost; 'no AI Units required'; availability varies by SAP solution)
sevdesk Rechnungyes (AI agent Sevi in support, according to the pricing page in all three paid plans; AI-supported receipt capture and online banking reconciliation only from the Buchhaltung plan)
Evidence
- SAP Joule Base AI7 sources
- sevdesk Rechnung11 sources
- SAP Joule Base AI
- SAP Business AI packages and pricingPricing page, retrieved 18 Oct 2026
- Responsible AITrust Center, retrieved 18 Oct 2026
- SAP Privacy Statement (Effective 2026-10-01)Privacy notice, retrieved 8 Oct 2026
- Data Centers Supported by JouleProduct documentation, retrieved 18 Oct 2026
- Joule – Data Protection and PrivacyProduct documentation, retrieved 18 Oct 2026
- Data Processing Agreements | SAP Trust CenterDPA, retrieved 18 Oct 2026
- Data Protection and Privacy | SAP Trust CenterTrust Center, retrieved 18 Oct 2026
sevdesk Rechnung- Pricing and plansPricing page, retrieved 18 Oct 2026
- Data processing agreement (version 04.07.2025)DPA, retrieved 18 Oct 2026
- List of approved sub-processors (as of 10.04.2024)Sub-processor list, retrieved 18 Oct 2026
- Technical and organisational measures (as of 10.04.2024)TOMs, retrieved 18 Oct 2026
- Privacy notice web app (as of 13.01.2025)Privacy notice, retrieved 18 Oct 2026
- SecuritySecurity page, retrieved 18 Oct 2026
- General terms and conditionsTerms and conditions, retrieved 18 Oct 2026
- Online banking (incl. FAQ on AI matching and finAPI)Product page, retrieved 18 Oct 2026
- Recording receipts (incl. FAQ on AI-supported receipt capture)Product page, retrieved 18 Oct 2026
- Help centre: Recording receiptsDocumentation, retrieved 18 Oct 2026
- Help centre: Data processing agreement (DPA)Documentation, retrieved 18 Oct 2026
| Feature | SAP Joule | sevdesk |
|---|---|---|
| yesall 2 plans | yesall 4 plans | |
| Details: DPA available |
|
|
| not publicly documentedall 2 plans | not publicly documentedall 4 plans | |
| Details: Training on inputs |
|
|
| EU optionall 2 plans | EU optionall 4 plans | |
| Details: Data residency |
|
|
| list availableall 2 plans | list availableall 4 plans | |
| Details: List published |
|
|
| differs by tool | Joule documentation: interaction dataall 2 plans | DPA section 10: after the end of the…all 4 plans |
| Details: Data retention |
|
|
| differs by tool |
|
|
| Details: Price |
|
|
| differs by tool | yesall 2 plans |
|
| Details: AI features included |
|
|
| 7 sources | 12 sources | |
| Details: Sources with retrieval date |
|
|
Contract / DPA
- SAP Jouleyesall 2 plans
- sevdeskyesall 4 plans
- SAP Joule
- Base AI (included in every SAP cloud subscription)
yes (the SAP Trust Center lists the 'Data Processing Agreement for Cloud Services, SAP Support and SAP Services', including GERMAN v.11-2024 (DACH) and ENGLISH v.10-2024, as a PDF; content not read, PDF retrieval blocked by bot protection (403))
Provider’s DPA - Premium AI (AI Units)
yes (the SAP Trust Center lists the 'Data Processing Agreement for Cloud Services, SAP Support and SAP Services', including GERMAN v.11-2024 (DACH) and ENGLISH v.10-2024, as a PDF; content not read, PDF retrieval blocked by bot protection (403))
Provider’s DPA
sevdesk- Free
yes (data processing agreement under Art. 28(3) GDPR, publicly available as a PDF, version Offenburg 04.07.2025; according to the help centre it is concluded digitally and does not need to be returned; applies to all customers, as according to the terms sevdesk only contracts with businesses)
Provider’s DPA - Rechnung (Invoicing)
yes (data processing agreement under Art. 28(3) GDPR, publicly available as a PDF, version Offenburg 04.07.2025; according to the help centre it is concluded digitally and does not need to be returned; applies to all customers, as according to the terms sevdesk only contracts with businesses)
Provider’s DPA - Buchhaltung (Accounting)
yes (data processing agreement under Art. 28(3) GDPR, publicly available as a PDF, version Offenburg 04.07.2025; according to the help centre it is concluded digitally and does not need to be returned; applies to all customers, as according to the terms sevdesk only contracts with businesses)
Provider’s DPA - Buchhaltung Pro (Accounting Pro)
yes (data processing agreement under Art. 28(3) GDPR, publicly available as a PDF, version Offenburg 04.07.2025; according to the help centre it is concluded digitally and does not need to be returned; applies to all customers, as according to the terms sevdesk only contracts with businesses)
Provider’s DPA
- Base AI (included in every SAP cloud subscription)
Training
- SAP Joulenot publicly documentedall 2 plans
- sevdesknot publicly documentedall 4 plans
- SAP Joule
- Base AI (included in every SAP cloud subscription)
Responsible AI FAQ: customer data 'can be used to improve existing AI features and functionalities of the SAP cloud service to which the customer has subscribed' (subject to the contract and DPA); use for new AI features only under the 'product development schedule'; customers 'can monitor in which SAP solutions their data might be used and opt out in the SAP for Me interface'. No sharing with LLM/image model providers for training. Joule documentation: conversation logs are stored only with the consent of the global account admin (Joule Booster); analysis to improve Joule only after anonymisation; special categories of personal data are not processed for this purpose.
- Premium AI (AI Units)
Responsible AI FAQ: customer data 'can be used to improve existing AI features and functionalities of the SAP cloud service to which the customer has subscribed' (subject to the contract and DPA); use for new AI features only under the 'product development schedule'; customers 'can monitor in which SAP solutions their data might be used and opt out in the SAP for Me interface'. No sharing with LLM/image model providers for training. Joule documentation: conversation logs are stored only with the consent of the global account admin (Joule Booster); analysis to improve Joule only after anonymisation; special categories of personal data are not processed for this purpose.
sevdesk- Free
No explicit statement on training AI models with customer data. Help article "Belege erfassen" (recording receipts): the automatic receipt recognition is continuously learning and improves with every uploaded receipt. Receipt capture product page: booking category suggestions learn from the user's assignments. DPA section 3(6): operational data may be used anonymously and in aggregated form for evaluation purposes and, where applicable, for error analysis and further development of the products; section 2(2): statistical use only anonymised and aggregated. Whether this includes model training across customer accounts and whether an opt-out exists is not described.
- Rechnung (Invoicing)
No explicit statement on training AI models with customer data. Help article "Belege erfassen" (recording receipts): the automatic receipt recognition is continuously learning and improves with every uploaded receipt. Receipt capture product page: booking category suggestions learn from the user's assignments. DPA section 3(6): operational data may be used anonymously and in aggregated form for evaluation purposes and, where applicable, for error analysis and further development of the products; section 2(2): statistical use only anonymised and aggregated. Whether this includes model training across customer accounts and whether an opt-out exists is not described.
- Buchhaltung (Accounting)
No explicit statement on training AI models with customer data. Help article "Belege erfassen" (recording receipts): the automatic receipt recognition is continuously learning and improves with every uploaded receipt. Receipt capture product page: booking category suggestions learn from the user's assignments. DPA section 3(6): operational data may be used anonymously and in aggregated form for evaluation purposes and, where applicable, for error analysis and further development of the products; section 2(2): statistical use only anonymised and aggregated. Whether this includes model training across customer accounts and whether an opt-out exists is not described.
- Buchhaltung Pro (Accounting Pro)
No explicit statement on training AI models with customer data. Help article "Belege erfassen" (recording receipts): the automatic receipt recognition is continuously learning and improves with every uploaded receipt. Receipt capture product page: booking category suggestions learn from the user's assignments. DPA section 3(6): operational data may be used anonymously and in aggregated form for evaluation purposes and, where applicable, for error analysis and further development of the products; section 2(2): statistical use only anonymised and aggregated. Whether this includes model training across customer accounts and whether an opt-out exists is not described.
- Base AI (included in every SAP cloud subscription)
Hosting
- SAP JouleEU optionall 2 plans
- sevdeskEU optionall 4 plans
- SAP Joule
- Base AI (included in every SAP cloud subscription)
Joule documentation 'Data Centers Supported by Joule': data centres including Frankfurt (EU01 Converge Cloud, EU10 AWS, EU11 AWS 'EU access only', EU30 GCP) and Amsterdam (EU20 Microsoft Azure), each with 'Subprocessor Region' Europe; also USA, Brazil, UAE, India, Japan, Australia, Singapore. Joule can be consumed from a different data centre than the business application (cross consumption); according to SAP, assessing transfer restrictions is the customer's responsibility. Responsible AI page: with third-party foundation models, data are sent to the model provider for processing only and are not stored there; location of these model providers: not publicly documented.
- Premium AI (AI Units)
Joule documentation 'Data Centers Supported by Joule': data centres including Frankfurt (EU01 Converge Cloud, EU10 AWS, EU11 AWS 'EU access only', EU30 GCP) and Amsterdam (EU20 Microsoft Azure), each with 'Subprocessor Region' Europe; also USA, Brazil, UAE, India, Japan, Australia, Singapore. Joule can be consumed from a different data centre than the business application (cross consumption); according to SAP, assessing transfer restrictions is the customer's responsibility. Responsible AI page: with third-party foundation models, data are sent to the model provider for processing only and are not stored there; location of these model providers: not publicly documented.
sevdesk- Free
Sub-processor list (as of 10.04.2024): hosting with Amazon Web Services EMEA SARL, data hosted exclusively in Germany, access from third countries for support purposes conceivable; TOMs: AWS Frankfurt data centres; security page: hosting with AWS (no location stated); FAQ on the online banking page: receipts are stored 'in a certified data centre with server location in Germany' (translated). DPA section 2(3): processing in principle in the EU/EEA, outside only after prior notice and subject to Art. 44 et seq. GDPR. Where the AI features (receipt recognition, bank reconciliation, AI agent Sevi) are processed and whether external AI providers are used for them is not documented.
- Rechnung (Invoicing)
Sub-processor list (as of 10.04.2024): hosting with Amazon Web Services EMEA SARL, data hosted exclusively in Germany, access from third countries for support purposes conceivable; TOMs: AWS Frankfurt data centres; security page: hosting with AWS (no location stated); FAQ on the online banking page: receipts are stored 'in a certified data centre with server location in Germany' (translated). DPA section 2(3): processing in principle in the EU/EEA, outside only after prior notice and subject to Art. 44 et seq. GDPR. Where the AI features (receipt recognition, bank reconciliation, AI agent Sevi) are processed and whether external AI providers are used for them is not documented.
- Buchhaltung (Accounting)
Sub-processor list (as of 10.04.2024): hosting with Amazon Web Services EMEA SARL, data hosted exclusively in Germany, access from third countries for support purposes conceivable; TOMs: AWS Frankfurt data centres; security page: hosting with AWS (no location stated); FAQ on the online banking page: receipts are stored 'in a certified data centre with server location in Germany' (translated). DPA section 2(3): processing in principle in the EU/EEA, outside only after prior notice and subject to Art. 44 et seq. GDPR. Where the AI features (receipt recognition, bank reconciliation, AI agent Sevi) are processed and whether external AI providers are used for them is not documented.
- Buchhaltung Pro (Accounting Pro)
Sub-processor list (as of 10.04.2024): hosting with Amazon Web Services EMEA SARL, data hosted exclusively in Germany, access from third countries for support purposes conceivable; TOMs: AWS Frankfurt data centres; security page: hosting with AWS (no location stated); FAQ on the online banking page: receipts are stored 'in a certified data centre with server location in Germany' (translated). DPA section 2(3): processing in principle in the EU/EEA, outside only after prior notice and subject to Art. 44 et seq. GDPR. Where the AI features (receipt recognition, bank reconciliation, AI agent Sevi) are processed and whether external AI providers are used for them is not documented.
- Base AI (included in every SAP cloud subscription)
Sub-processors
- SAP Joulelist availableall 2 plans
- sevdesklist availableall 4 plans
- SAP Joule
- Base AI (included in every SAP cloud subscription)
- Infrastructure according to the Joule data centre table: Amazon Web Services, Microsoft Azure, Google Cloud Platform, Converge Cloud (depending on the selected data centre)
- Premium AI (AI Units)
- Infrastructure according to the Joule data centre table: Amazon Web Services, Microsoft Azure, Google Cloud Platform, Converge Cloud (depending on the selected data centre)
sevdesk- Free
- Amazon Web Services EMEA SARL, German branch (external data centre, hosting; data only in Germany)
- EMAILBRIEF GmbH, Mutterstadt (sending invoices by post)
- Termitel GmbH, Ettlingen (handling customer phone enquiries)
- Twilio Inc. (SendGrid, Inc.), Dublin (sending emails; EU-U.S. Data Privacy Framework and standard contractual clauses)
- AI-specific sub-processors: not publicly documented (list as of 10.04.2024 names none)
- Rechnung (Invoicing)
- Amazon Web Services EMEA SARL, German branch (external data centre, hosting; data only in Germany)
- EMAILBRIEF GmbH, Mutterstadt (sending invoices by post)
- Termitel GmbH, Ettlingen (handling customer phone enquiries)
- Twilio Inc. (SendGrid, Inc.), Dublin (sending emails; EU-U.S. Data Privacy Framework and standard contractual clauses)
- AI-specific sub-processors: not publicly documented (list as of 10.04.2024 names none)
- Buchhaltung (Accounting)
- Amazon Web Services EMEA SARL, German branch (external data centre, hosting; data only in Germany)
- EMAILBRIEF GmbH, Mutterstadt (sending invoices by post)
- Termitel GmbH, Ettlingen (handling customer phone enquiries)
- Twilio Inc. (SendGrid, Inc.), Dublin (sending emails; EU-U.S. Data Privacy Framework and standard contractual clauses)
- AI-specific sub-processors: not publicly documented (list as of 10.04.2024 names none)
- Buchhaltung Pro (Accounting Pro)
- Amazon Web Services EMEA SARL, German branch (external data centre, hosting; data only in Germany)
- EMAILBRIEF GmbH, Mutterstadt (sending invoices by post)
- Termitel GmbH, Ettlingen (handling customer phone enquiries)
- Twilio Inc. (SendGrid, Inc.), Dublin (sending emails; EU-U.S. Data Privacy Framework and standard contractual clauses)
- AI-specific sub-processors: not publicly documented (list as of 10.04.2024 names none)
- Base AI (included in every SAP cloud subscription)
Retention
- differs by tool
- SAP JouleJoule documentation: interaction dataall 2 plans
- sevdeskDPA section 10: after the end of the…all 4 plans
- SAP Joule
- Base AI (included in every SAP cloud subscription)Joule documentation: interaction data (where log storage has been consented to) retained by default for one year or 365 days, changeable via support ticket; conversation history for users 7 days; a session ends after 24 hours or 8 hours of inactivity; on offboarding from Joule all interaction data are deleted, and when a user is deactivated their conversation logs are deleted. Responsible AI FAQ: after the end of the contract, remaining customer data are deleted unless retention is required by law; foundation model providers do not store data.
- Premium AI (AI Units)Joule documentation: interaction data (where log storage has been consented to) retained by default for one year or 365 days, changeable via support ticket; conversation history for users 7 days; a session ends after 24 hours or 8 hours of inactivity; on offboarding from Joule all interaction data are deleted, and when a user is deactivated their conversation logs are deleted. Responsible AI FAQ: after the end of the contract, remaining customer data are deleted unless retention is required by law; foundation model providers do not store data.
sevdesk- FreeDPA section 10: after the end of the contract, personal data is retained for three months for data export; immediate deletion at the end of the contract on request. Terms section 3.2: archiving according to commercial and tax retention periods during the contract term. Web app privacy notice: log files deleted after seven days at the latest or IP addresses obfuscated. Retention specifically for AI processing not publicly documented.
- Rechnung (Invoicing)DPA section 10: after the end of the contract, personal data is retained for three months for data export; immediate deletion at the end of the contract on request. Terms section 3.2: archiving according to commercial and tax retention periods during the contract term. Web app privacy notice: log files deleted after seven days at the latest or IP addresses obfuscated. Retention specifically for AI processing not publicly documented.
- Buchhaltung (Accounting)DPA section 10: after the end of the contract, personal data is retained for three months for data export; immediate deletion at the end of the contract on request. Terms section 3.2: archiving according to commercial and tax retention periods during the contract term. Web app privacy notice: log files deleted after seven days at the latest or IP addresses obfuscated. Retention specifically for AI processing not publicly documented.
- Buchhaltung Pro (Accounting Pro)DPA section 10: after the end of the contract, personal data is retained for three months for data export; immediate deletion at the end of the contract on request. Terms section 3.2: archiving according to commercial and tax retention periods during the contract term. Web app privacy notice: log files deleted after seven days at the latest or IP addresses obfuscated. Retention specifically for AI processing not publicly documented.
Price
- differs by tool
- SAP Joule
- Included in the price of the SAP cloud…Base AI (included in every SAP cloud subscription)
- AI surcharge: AI Units as a shared…Premium AI (AI Units)
- sevdesk
- 0 EURFree
- several tiersRechnung (Invoicing), Buchhaltung (Accounting), Buchhaltung Pro (Accounting Pro)
- SAP Joule
- Base AI (included in every SAP cloud subscription)
Included in the price of the SAP cloud subscription; no surcharge according to the pricing page (subscription prices not recorded)
- Premium AI (AI Units)
AI surcharge: AI Units as a shared consumption currency (SKU 8019164), purchased annually, expire after 12 months; price per AI Unit: not publicly documented (price list via sales); Custom-built AI (Joule Studio) free of charge in operation until the end of 2026 (pricing page)
sevdesk- Free
EUR 0 ("permanently free", no credit card); according to the help centre applied automatically after the 14-day trial, unlimited in time; no add-ons bookable, limited support.
- Rechnung (Invoicing)
List price EUR 11.90 per month billed monthly, EUR 9.90 per month for 12 months (billed annually), EUR 8.90 per month for 24 months, each plus VAT; 1 user, additional users via add-on at EUR 5.90 per month. On the retrieval date the pricing page also showed promotional prices ("up to 50% discount"); according to terms section 1.5, discounts only apply to first bookings by new customers for the minimum term, renewals at regular prices.
- Buchhaltung (Accounting)
List price EUR 25.90 per month billed monthly, EUR 22.90 per month for 12 months, EUR 19.90 per month for 24 months, each plus VAT; 1 user, more via add-on at EUR 5.90 per month. On the retrieval date the pricing page also showed promotional prices ("up to 50% discount"); according to terms section 1.5, discounts only apply to first bookings by new customers for the minimum term, renewals at regular prices.
- Buchhaltung Pro (Accounting Pro)
List price EUR 34.90 per month billed monthly, EUR 30.90 per month for 12 months, EUR 27.90 per month for 24 months, each plus VAT; 1 user, more via add-on at EUR 5.90 per month. On the retrieval date the pricing page also showed promotional prices ("up to 50% discount"); according to terms section 1.5, discounts only apply to first bookings by new customers for the minimum term, renewals at regular prices.
- Base AI (included in every SAP cloud subscription)
- differs by tool
- SAP Jouleyesall 2 plans
- sevdesk
- noFree
- yesRechnung (Invoicing), Buchhaltung (Accounting), Buchhaltung Pro (Accounting Pro)
- SAP Joule
- Base AI (included in every SAP cloud subscription)
yes (Joule Base and Embedded AI at no additional cost; 'no AI Units required'; availability varies by SAP solution)
- Premium AI (AI Units)
yes (agents and extended AI services based on consumption; SAP-delivered agents 0.02 AI Units per agent action; Joule for Consultants 35 AI Units per user per month)
sevdesk- Free
no (pricing page: the free plan covers 3 (e-)invoices per month, contacts, products and support material; AI-supported receipt capture and the AI agent Sevi are only listed for paid plans)
- Rechnung (Invoicing)
yes (AI agent Sevi in support, according to the pricing page in all three paid plans; AI-supported receipt capture and online banking reconciliation only from the Buchhaltung plan)
- Buchhaltung (Accounting)
yes (AI-supported receipt capture reading date, amount, receipt number and supplier and suggesting the booking category; AI-supported matching of bank payments to invoices and receipts; AI agent Sevi; suggestions must be reviewed and confirmed by the user)
- Buchhaltung Pro (Accounting Pro)
yes (all AI features from Buchhaltung; additionally cost centres, management accounts (BWA) and REST API)
- Base AI (included in every SAP cloud subscription)
Evidence
- SAP Joule7 sources
- sevdesk12 sources
- SAP Joule
- SAP Business AI packages and pricingPricing page, retrieved 18 Oct 2026
- Responsible AITrust Center, retrieved 18 Oct 2026
- SAP Privacy Statement (Effective 2026-10-01)Privacy notice, retrieved 8 Oct 2026
- Data Centers Supported by JouleProduct documentation, retrieved 18 Oct 2026
- Joule – Data Protection and PrivacyProduct documentation, retrieved 18 Oct 2026
- Data Processing Agreements | SAP Trust CenterDPA, retrieved 18 Oct 2026
- Data Protection and Privacy | SAP Trust CenterTrust Center, retrieved 18 Oct 2026
sevdesk- Pricing and plansPricing page, retrieved 18 Oct 2026
- Data processing agreement (version 04.07.2025)DPA, retrieved 18 Oct 2026
- List of approved sub-processors (as of 10.04.2024)Sub-processor list, retrieved 18 Oct 2026
- Technical and organisational measures (as of 10.04.2024)TOMs, retrieved 18 Oct 2026
- Privacy notice web app (as of 13.01.2025)Privacy notice, retrieved 18 Oct 2026
- SecuritySecurity page, retrieved 18 Oct 2026
- General terms and conditionsTerms and conditions, retrieved 18 Oct 2026
- Online banking (incl. FAQ on AI matching and finAPI)Product page, retrieved 18 Oct 2026
- Recording receipts (incl. FAQ on AI-supported receipt capture)Product page, retrieved 18 Oct 2026
- Help centre: Recording receiptsDocumentation, retrieved 18 Oct 2026
- Help centre: Free planDocumentation, retrieved 18 Oct 2026
- Help centre: Data processing agreement (DPA)Documentation, retrieved 18 Oct 2026
not documentedmeans: not publicly documented, not verifiable in any provider source. It does not mean “no”.
No guarantee of accuracy, not legal advice. Each entry is valid as of the date shown. Open points are listed on the detail pages.
More comparisons
SAP Joule compared with
Individual pages: SAP Joule, sevdesk. All tools in the category: Business software.